Settlement and Payouts on Paystack in Cote d'Ivoire

Paystack CI settles XOF to your Ivorian bank account 1-2 business days after the transaction. Banks supported for settlement: Ecobank Côte d'Ivoire, SGBCI (Société Générale), BICICI (BNP Paribas), Banque Atlantique, NSIA Banque, Coris Bank CI.

Settlement operates within the WAEMU STAR-UEMOA interbank settlement system managed by BCEAO. This system covers all 8 WAEMU member countries, enabling interbank transfers across the union in XOF.

// Create an XOF bank account recipient for Côte d'Ivoire
async function createXOFRecipient(name, accountNumber, bankCode) {
  var res = await fetch('https://api.paystack.co/transferrecipient', {
    method: 'POST',
    headers: { Authorization: 'Bearer ' + process.env.PAYSTACK_SECRET_KEY, 'Content-Type': 'application/json' },
    body: JSON.stringify({
      type: 'nuban', // Check Paystack docs for CI-specific type
      name,
      account_number: accountNumber,
      bank_code: bankCode,
      currency: 'XOF',
    }),
  });
  var data = await res.json();
  return data.data.recipient_code;
}

// Send XOF payout
async function sendXOFPayout(recipientCode, amountXOF, reason) {
  var res = await fetch('https://api.paystack.co/transfer', {
    method: 'POST',
    headers: { Authorization: 'Bearer ' + process.env.PAYSTACK_SECRET_KEY, 'Content-Type': 'application/json' },
    body: JSON.stringify({
      source: 'balance',
      amount: amountXOF, // XOF — pass as whole number
      recipient: recipientCode,
      reason,
      currency: 'XOF',
    }),
  });
  return res.json();
}

This guide is part of the Paystack by country guide.

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